Slow & Standard
Typically up to 7kW. Suited to overnight depot charging or workplace bays where a vehicle is parked for several hours.
EV charging infrastructure finance
EV Charging Infrastructure Finance For Workplaces & Fleets
EV charging infrastructure finance is asset finance for the chargepoints, installation and supporting equipment a business needs to charge its own fleet or offer charging to staff, tenants and the public. Avro arranges this whether you're installing a handful of workplace chargers or rolling out a multi-site depot charging network.
Asset finance, from £20,000+
Hardware, installation & civil works
Workplace, depot & public charging
Single site or multi-site rollout
EV charging infrastructure finance is a form of business asset finance: because chargepoints and their installation are used to run or support the business, whether that's charging a fleet overnight, offering staff charging during the working day, or operating a public network, they qualify as a business asset. That means the cost can be spread over fixed monthly payments rather than paid as a single upfront sum. Avro funds this asset finance from £20,000 upward per installation, for businesses at every stage of electrification, from a first small workplace installation through to established charge point operators managing chargers across dozens of sites.
EV Charging Finance Calculator
Adjust the figures below to estimate an indicative monthly payment for a charging installation.
Estimated Monthly Payment
£0.00
Installation value
£45,000
Deposit
£9,000
Amount financed
£36,000
Term
60 months
Business profile
Strong
Total payable
£0.00
This calculator is for illustration only and does not account for any Workplace Charging Scheme grant you may be eligible for. Actual finance terms depend on lender approval, business profile, deposit, project scope and underwriting. It does not guarantee acceptance or a specific rate.
What this covers
What Is EV Charging Infrastructure Finance?
EV charging infrastructure finance is asset finance for the equipment and installation work behind a chargepoint, not just the charger itself.
Because the installation supports or generates income for the business, whether that's an internal fleet depot, staff charging during the working day, or a public-facing network, it qualifies as a business asset. The finance is arranged against the business and the project, in the same way a van qualifies for a courier business or a specialist vehicle qualifies for a trade.
- Chargepoint hardware, AC and DC.
- Installation and civil works, including groundworks and cabling.
- Load management and smart charging systems.
- Canopies, solar integration and associated structures.
- Back-office billing, access and management software.
Chargepoint types
Types Of Chargepoints We Finance
The right power rating depends on how long vehicles are parked and how quickly they need to turn around.
Fast
Generally 7kW to 22kW. The common choice for workplace car parks and destination charging over a few hours.
Rapid & Ultra-Rapid
From 43kW up to 350kW. Used where vehicles need to turn around quickly, fleet depots on tight schedules and public charging hubs.
Government grants
Grants Toward Your Charging Installation
Two separate government grants can reduce the upfront cost, depending on what you're installing. Both are applied for directly, not through Avro, and Avro's finance is arranged around whatever cost isn't covered.
Workplace Charging Scheme
For workplace car parks and staff charging, administered by OZEV.
75%
Of eligible costs
Purchase and installation, including VAT.
£500
Per socket
For installs completed from 1 April 2026 (£350 before).
40
Max sockets
Across all sites, per applicant. £20,000 theoretical cap.
Mar 2027
Scheme closes
Final year of the scheme, closing 31 March 2027.
Depot Charging Scheme
For HGV, van and coach fleet depot charging, administered by DfT and OZEV.
70%
Of eligible costs
Chargepoints and civil works. Window 1 rate; later windows may reduce.
£1m
Cap per organisation
Across all depot sites, not per site.
HGV / Van / Coach
Eligible fleets
Must own, lease or have ordered at least one battery-electric vehicle.
2026–2030
Programme runs
£170m across successive windows. Window 1 closed 30 June 2026; window 2 opens 28 October 2026.
Landlord chargepoint grant
A separate scheme for private landlords and property management companies, not the Workplace Charging Scheme.
£500
Per socket
Same rate as the Workplace Charging Scheme.
200
Max sockets
Across all sites, a much higher cap than the 40-socket workplace limit.
Private & social
Landlord types
Private landlords, social housing providers and managing agents.
Direct apply
How to apply
Through the official government grants portal, separately from Avro's finance.
Important: These are UK government grants administered by OZEV and DfT, not by Avro. Rates, caps and windows are set by the schemes and can change, so always check current eligibility on the official government grants portal before applying. Avro does not administer, guarantee or apply for any of these grants on your behalf; our finance is arranged around the cost that isn't covered by whichever grant you secure.
Who this is for
Built For Fleets, Landlords & Charge Point Operators
Whatever's driving the installation, the underlying product is the same: asset finance against the equipment and works, sized to the project.
1
Fleet & depot operators
Businesses installing charging for their own vans, cars or larger vehicles, typically overnight or between shifts.
2
Commercial landlords
Property owners adding charging for tenants, staff or visitors. A separate landlord chargepoint grant, up to £500 per socket for up to 200 sockets, may apply.
3
Retail & leisure sites
Destination charging for customers as a way to extend dwell time and add a new site amenity.
4
Charge point operators
Businesses building out and operating public charging networks across multiple sites.
Funding routes
Finance Options For Charging Infrastructure
The right structure depends on whether this is a first installation, a fleet-wide rollout, or a refinance of infrastructure you already own.
Hire Purchase
Spreads the cost of hardware and installation over an agreed term with fixed monthly payments, with ownership passing once all payments are made.
Lease Purchase
Defers part of the balance to a final payment at the end of the term, which can lower the monthly cost during the agreement.
Asset Refinance
Releases capital from charging infrastructure you already own outright, useful for funding the next phase of a rollout or general working capital.
Why clients choose Avro
Why Businesses Choose Avro For Charging Infrastructure
1
Manual underwriting
Projects are assessed on the business and the site, not run through a generic automated scorecard.
2
Single site or rollout
The same product scales from one workplace installation to a phased multi-site programme.
3
Hardware and works together
Installation and civil works can be financed alongside the chargepoint hardware itself, not as a separate cost.
4
Fixed monthly payments
Predictable costs that make it easier to plan a wider electrification budget.
What to expect
How The Process Works
1
Tell us about the project
Number of sockets, power rating, and whether it's a single site or the start of a rollout.
2
We review the business
We look at the trading position behind the project, whatever your business structure.
3
Structure the deal
Deposit, term and structure are set against the project, accounting for any grant funding separately.
4
Funds released
Once terms are agreed and documents are signed, funds are released so installation can proceed.
Supporting information
Information You May Be Asked To Provide
Requirements vary by lender and project scope, but you may be asked for a site survey or installer's quote, the planned number of sockets and power rating, proof of business or property ownership or lease, business bank statements, and your Workplace Charging Scheme voucher reference if you've already applied for the grant separately.
Important information
Eligibility & Agreement Information
The Workplace Charging Scheme, the Depot Charging Scheme and the landlord chargepoint grant are all separate UK government grants administered by OZEV and DfT. Avro does not administer, guarantee or apply for any of these grants on your behalf; they are applied for directly through the official government grants portal, and eligibility, timing and amounts are set by the schemes, not by Avro.
Important: This is asset finance, arranged against the chargepoint hardware and installation itself. Avro funds EV charging infrastructure asset finance from £20,000 and above per installation; deals below this threshold fall outside what this product is structured for. Avro arranges unregulated business finance agreements for limited companies and self-employed commercial entities, for business use only. This is not consumer credit and does not provide the same protections as a regulated consumer finance agreement.
Common questions
EV Charging Infrastructure Finance FAQs
What is EV charging infrastructure finance?
EV charging infrastructure finance is asset finance for the chargepoints, installation and supporting equipment a business needs to charge its own fleet or offer charging to staff, tenants or the public. The cost is spread over fixed monthly payments rather than paid upfront.
What is the minimum deal size for EV charging infrastructure finance?
Avro funds EV charging infrastructure asset finance from £20,000 and above per installation. Smaller installations fall below what this product is structured for.
What can be financed as part of an EV charging installation?
Chargepoint hardware, installation and civil works such as groundworks and cabling, load management and smart charging systems, canopies and solar integration, and associated back-office or billing software can typically be included in the finance.
What is the Workplace Charging Scheme and does Avro provide it?
The Workplace Charging Scheme is a separate UK government grant, administered by OZEV, that contributes toward the cost of eligible chargepoint installations. Avro does not administer or guarantee this grant. Businesses apply for it directly, and Avro's finance is arranged around the cost that isn't covered by the grant.
How much can I get from the Workplace Charging Scheme?
For installations completed from 1 April 2026, the scheme covers up to 75% of eligible purchase and installation costs, up to £500 per socket, for a maximum of 40 sockets across all sites. The scheme is in its final year and is due to close on 31 March 2027.
Is there a grant for HGV, van and coach fleet depot charging?
Yes, the Depot Charging Scheme, a separate DfT and OZEV grant for fleets operating at least one battery-electric van, HGV or coach. It can cover up to 70% of eligible chargepoint and civil works costs, capped at £1 million per organisation across all sites, and runs in successive funding windows through to 2030.
Is the landlord chargepoint grant the same as the Workplace Charging Scheme?
No, they're separate schemes. The landlord chargepoint grant offers the same £500 per socket rate but allows up to 200 sockets across all sites, compared with the Workplace Charging Scheme's 40-socket cap.
Can I finance a multi-site charging rollout?
Yes. Avro arranges finance for single-site installations and multi-site rollouts alike, with sites added in phases where that suits the business.
Can I refinance chargepoints I've already installed?
Potentially, yes. Asset refinance may be available on existing charging infrastructure you already own, subject to equity position and lender criteria.
Can commercial landlords finance charging points for tenants?
Yes. Commercial landlords and property owners installing charging infrastructure for tenants, staff or visitors can apply on the same business finance basis as fleet operators, and may also be eligible for the separate landlord chargepoint grant.
What's the difference between workplace, depot and public charging?
Workplace charging serves staff vehicles during the working day, depot charging serves a business's own fleet overnight or between shifts, and public charging is open to any driver, typically at a higher power rating to reduce dwell time. The finance works the same way regardless of which type is being installed.
Is EV charging infrastructure finance from Avro regulated?
No. Avro arranges unregulated business finance agreements for limited companies and self-employed commercial entities, and does not provide consumer credit or regulated financial products.